What are Medicare Advantage Plans?
The mission of Medicare Advantage Plans is to help current and future subscribers develop their understanding of Medicare so that they can navigate this complex system with confidence. The most recent guide was designed to walk seniors and their families through the different medicare plans to find the best one that meets both their medical and financial needs. You can learn more about some of the helpful guides here:
- https://www.medicare.gov/sign-up-change-plans/types-of-medicare-health-plans/medicare-advantage-plans
- https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf
- https://www.medicare.gov/what-medicare-covers/what-medicare-health-plans-cover/medicare-advantage-plans-cover-all-medicare-services
What is Medicare Supplement Insurance (Medigap)?
Medigap is Medicare Supplement Insurance that helps fill “gaps” in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like:
- Copayments
- Coinsurance
- Deductibles
- For more information:
- https://www.medicare.gov/supplements-other-insurance/whats-medicare-supplement-insurance-medigap
What is SHIP?
The mission of the State Health Insurance Assistance Program (SHIP) is to empower, educate, and assist Medicare-eligible individuals, their families, and caregivers through objective outreach, counseling, and training, to make informed health insurance decisions that optimize access to care and benefits. SHIPs assist people in obtaining coverage through options such as Original Medicare (Parts A & B), Medicare Advantage (Part C), Medicare Prescription Drug Coverage (Part D), and Medicare Supplement (Medigap). SHIPs also assist beneficiaries with limited income to apply for programs, such as Medicaid, Medicare Savings Program and Extra Help/Low Income Subsidy, which help pay for or reduce healthcare costs. The SHIP coordinator for this area is Elsa Centeno, ecenteno@seago.org.
For more information:
SENIOR CITIZENS OF PATAGONIA, INC. 